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Cutting costs: Cheaper is not better

  • rkskimt
  • May 5, 2019
  • 1 min read

Updated: May 6, 2019

I truly believe you get what you pay for. Give me 30 minutes and ill show you 10 reasons why the next State Farm, Liberty Mutual or Allstate agent that says our coverage is the same as Chubb, Pure and AIG is missing the boat!


-100% Ordinance and law cost covered

-100% Debris and Demolition cost covered

-waiver of homeowners deductible on loss over $50,000, excluding catastrophic events

- option to not rebuild if a total loss to your home


that's four... interesting!


While most consumers see household name carriers saying, "its not covered, its secluded from coverage" Chubb, Pure and AIG policies are written with few exclusions, other than the normal ones expected. Otherwise, if not excluded, it's COVERED!, so they are trying to say "Yes" we will pay your claim. I know, amazing to hear, but i have some real cool hero stories of these carriers paying when most thought, I'm not covered.


Diamond ring, unscheduled, ground up in a disposal, $25000 paid. 13 punctures by a massive oak tree into a residence, Chubb took 14 rooms to the studs, just to make sure the mold was not behind a wall uncovered, and would surface as a problem later, a million dollar plus expenditure, but the proper thing to do for the insured.


Got you thinking, let's talk!!!



 
 
 

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